Mercury Rising

Holy Healthcare Batman!  I am signing up for health insurance and gearing up for the final number that slides across my calculator… I figured it would be a goodly sum, and yet I was disappointed when it was just as I predicted.  Starting in November I’ll have the good fortune of paying almost exactly $600 per month for health insurance for the kids, wife and myself.  PER MONTH!

This in actuality is not terrible news.  And if I try to lie and say I have NOT smoked any cigars in the last twelve months – it would be about $580 a month.  Can they test for that?  They’ll know won’t they?

If I had a regular job and had a crap load of deductions each paycheck, it would already be taken care of and “invisible”, but since I am self employed, I have to track everything and it is a bill just like any other expense.  Luckily health care insurance is deductible on my taxes!  Taxes, damned taxes… another bill.

Anyway, I am thinking this [insurance] will be great and build character for sure, which is something I have been lacking lately, character.  The kids are all currently ill, and I have not been sleeping much at all.  This means that a lot of work is supposedly getting done, if I were not always leaving my desk to charm a kid into better spirits.  I have a shed that needs its trim painted, and a lawn that still needs mowing.  Luckily this weekend is reported to be beautiful.

Rick, my new brother-in-law is bringing me a cigar catalog tomorrow, of all things.  He spent $250 with them so he now gets 10% off, or credit towards product or something… and is bringing me a few of his recent purchases.  This is yet another thing to make me feel guilty about even thinking about lying to the insurance people.  I guess I don’t have to smoke them… right!

So all in all I figure $600 isn’t so bad.  First of all it is probably close to what I would be paying if I were stereotypically employed.  Secondly I just racked up a $1000 bill at the doctor last month when I went in for some “stuff” – In one visit mind you!  Thirdly, it is now fall, which will usher in lots more health issues and sickness – recouping those costs rather quickly I imagine.

And finally it looks like this price will be somewhat stagnant, other than the aging matrix they plug into their cost equation.  I can add more children and the cost for them is the same.  For $100 a month – I’m willing to start adopting.  The line forms right over *here*.

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